Funding Options Comparison
Compare common business funding structures, their typical uses, repayment formats, documentation, and important tradeoffs.
Use this resourceOwner resource center
Use practical tools and trusted external sources to prepare, compare options, and make better-informed financing decisions.

Compare common business funding structures, their typical uses, repayment formats, documentation, and important tradeoffs.
Use this resourceOrganize the financial records, ownership details, business documents, and use-of-funds information commonly requested during review.
Use this resourceReview the business factors financing providers commonly consider before deciding which funding categories deserve further research.
Use this resourceEstimate a level monthly loan payment and total repayment, then compare the result with the cash flow available in your business.
Use this resourceBuild a defensible funding request by itemizing costs, timing, expected business impact, and an appropriate contingency reserve.
Use this resourceFind official Santa Clara, Silicon Valley, California, and federal organizations offering business guidance or financing information.
Use this resourceReview practical funding uses and preparation considerations for technology, manufacturing, restaurants, healthcare, trades, and local services.
Use this resourceBuild a practical cash-flow forecast that tracks expected receipts, recurring expenses, debt payments, and periods of potential shortage.
Use this resourceUnderstand how to present your business, funding purpose, financial condition, and supporting records during a financing review.
Use this resourceCompare financing offers using amount received, payment schedule, total repayment, fees, collateral, guarantees, and contract terms.
Use this resourceRecognize common business financing warning signs, protect sensitive records, and verify organizations before sending money or information.
Use this resourcePlan for commercial occupancy, equipment, staffing, inventory, technology, permits, and reserves before setting a funding amount.
Use this resourceUse these authoritative starting points for local requirements, California assistance, counseling, and federal program information. Confirm current details directly with each organization.
Licenses, permits, utilities, and local business information.
Business advising and financial-planning support.
California assistance and resource navigation.
Official information about California’s loan guarantee program.
Federal program information and borrower guidance.